top of page

Mortgage Advice 

Call us now

01204 238 500

Side picture.jpg

Independent Mortgage Advice

Unlike many Independent Financial Adviser Firms, we offer specialist in-house Mortgage Adviser and Mortgage Broker services for our clients in Ramsbottom, Bury and surrounding areas in Lancashire, Greater Manchester and the North West. A mortgage is likely to be the single largest financial commitment you ever make. There's a wide range of mortgage products out there, with varying interest rates and repayment options available.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Our typical fee is £495 and becomes payable on application to the lender and is non-refundable. We may on occasion need to charge more or less than the typical fee depending on the complexity of the advice. For instance, we may charge more for multiple mortgages or adverse credit, but may be able to charge less for simple product transfers. We will confirm and agree the fee with you prior to the commencement of any work.  We will receive and retain a commission from the lender when your mortgage completes. This amount will be confirmed by the lender in their disclosure document.

The mortgage arena can be a difficult one to navigate and seeking unbiased mortgage advice is often the easiest way to understand the options available. At Holcombe Financial Services we offer independent, whole of market, straight forward, friendly advice where we do all the work on your behalf.

 

First Time Buyers

For those purchasing their first home, we will take you through the whole process from finding the right mortgage for your circumstances through to completion. We will also liaise with your solicitor and estate agent on your behalf.

Remortgages

Whether you just want a better deal than you currently have or want to extend your borrowing for home improvements, Holcombe Financial Services can help. We will find you the best new deal for your needs. We will prioritise the features you feel are most important for your deal.   

Buy to let

If you are looking at purchasing an investment property, or indeed have an existing portfolio of any size, we can potentially save you a lot of time by searching the whole of the market to find the deal that works for you.

Contact us

Contact us using our on-line form below, email us directly at enquiries@holcombefinancialservices.co.uk or call us on 01204 238 500*

The internet is not a secure medium and as such, the privacy of your data cannot be guaranteed. Any details supplied will not be held or used for marketing purposes.

Thanks for submitting! One of the Team will be in touch soon.

Areas Of Advice

Local Independent Financial Advisers based in Ramsbottom, Bury, Lancashire, we cover all aspects of Financial Planning in Lancashire, Cheshire and Greater Manchester

Financial Advisor Bury, Financial Adviser Bury, Financial Adviser Bolton, Financial Adviser Greenmount, Financial Adviser Harwood,Financial Adviser Hawkshaw, Financial Adviser Holcombe Brook, Financial Adviser Rochdale, Financial Advisor Holcombe Brook, Financial Advisor Rawtenstall, Financial Advisor Tottington, Financial Advisors Bury, Financial Advisors Ramsbottom, Financial Advisors Rossendale, Inheritance Tax Advice Bury, Inheritance Tax Advice Ramsbottom, Inheritance Tax Advice Ramsbottom, Inheritance Tax Advice Rawtenstall, Investment Advice Hawkshaw, Investment Advice Ramsbottom, Investments Rochdale, Mortgage Advice Bury, Mortgage Bolton, Mortgages Bury, Mortgage adviser Greenmount, Pensions Advice Bury, Pensions Adviser Bury, IFA Bury, IFA Ramsbottom, IFA Greenmount, IFA Holcombe Brook, IFA Bolton, IFA Haslingden, IFA Rawtenstall, IFA Tottington, IFA Blackburn, IFA Rochdale, IFA Hawkshaw, IFA Bamford, IFA Harwood, IFA Rossendale, IFA Harwood , Pension advice Ramsbottom, Pensions adviser Ramsbottom, Pensions advisor Ramsbottom, Pensions Advice Rochdale, Pensions Bamford, Pensions advice Bolton, IFA Bury, IFA Ramsbottom, IFA Greenmount, IFA Holcombe Brook, IFA Bolton, IFA Haslingden, IFA Rawtenstall, IFA Blackburn, IFA Rochdale, IFA Hawkshaw, IFA Bamford, IFA Harwood, IFA Rossendale, IFA Harwood , Pension advice Ramsbottom, Pensions adviser Ramsbottom, Pensions advisor Ramsbottom  Pensions Harwood, Pensions Ramsbottom, Retirement Planning Ramsbottom

The information on this website is for use of residents of the United Kingdom only.  No representations are made as to whether the information is applicable or available in any other country which may have access to it.  Holcombe Financial Services is a trading name of Holcombe Wealth Management which is authorised and regulated by the Financial Conduct Authority

If you wish to register a complaint, please write to or telephone Holcombe Financial Services, 9-11 Peel Brow, Ramsbottom, Bury, BL0 0AA 01204 238 500.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567

​​© Copyright 2022 Holcombe Financial Services & Holcombe Wealth Management Ltd. Holcombe Wealth Management. Registered Company Number 8008671.

bottom of page